Cards Analytics Specialist

Role overview

This is an on-site contract opportunity in Doha, Qatar for a Cards Analytics Specialist supporting a project for a regional banking client. The assignment runs for 12 months and may be extended. Applicants should be willing to relocate and work in Doha for at least the first 12 months. Candidates who are already in Qatar and hold a valid work permit are encouraged to apply.

The role sits within the Cards & Payments function and is intended for someone whose professional background is deeply focused on card portfolios rather than broad banking analytics. The successful person will take ownership of how card portfolio performance is measured, interpreted, and improved across the full lifecycle, from acquisition and activation to spend, retention, delinquency, and profitability.

This is a hands-on individual contributor role with strong visibility and direct access to senior stakeholders. The expectation is not just to produce reports, but to translate data into commercial insight, identify what is changing and why, and recommend practical next steps.

Key work areas

Regular portfolio reporting will be central to the position. You will design and manage dashboards and performance packs used by leadership on daily, weekly, and monthly cycles, covering acquisition, activation, spend, delinquency, attrition, and profitability across the card book.

You will also analyse performance in depth by breaking the portfolio down by product, channel, customer cohort, and vintage to pinpoint the drivers of results, risks, and growth opportunities.

Campaign evaluation is another major part of the job. When the bank launches card marketing or engagement campaigns, you will assess effectiveness through test-versus-control analysis, return-on-spend calculations, and response-rate reviews, then recommend what should be adjusted next time.

In addition, you will partner with the Cards Product, Portfolio, Marketing, and Risk teams to convert analysis into briefing materials, business cases, and scenario-based recommendations that inform decisions. A further responsibility is maintaining consistent metric definitions across teams so everyone works from the same numbers and interpretation.

You will also contribute to the continuous improvement of the reporting environment by reducing manual effort, improving data quality, and enabling business users to answer more questions independently.

Experience and profile required

The role requires at least 7 years of experience, with the majority of that time spent in cards analytics, card portfolio analytics, or business intelligence within banking, payments, or financial services, specifically focused on cards. Applicants must have direct experience analysing an active card portfolio, whether credit, debit, or both.

Strong SQL skills are essential, including the ability to write complex queries independently against large datasets. Advanced Excel skills are also required, including pivot tables, lookup and match functions, and data modelling. You should be comfortable using Tableau, Power BI, or a similar data visualisation tool, and communicate professionally in English.

Availability is expected immediately or with a notice period of no more than 30 days.

Preferred capabilities

Useful additional experience includes Python or R for statistical analysis, data manipulation, and automation; SAS for portfolio analysis and data extraction; exposure to CRM or campaign management platforms; and familiarity with core banking or card management system data. A good understanding of how a card portfolio generates revenue and incurs costs, along with a relevant analytics certification, will also be an advantage.

How the role should be approached

The ideal candidate understands how card portfolios evolve from acquisition to activation to ongoing usage, and knows what causes customers to become dormant or attrite. Delinquency and attrition should be treated as signals to investigate, not just metrics to report. You should also understand how card campaigns are targeted, segmented, and measured, and how to distinguish real uplift from background noise.

Equally important is the ability to keep asking the right questions and explain complex findings to non-technical senior audiences in clear commercial language.

Success measures

Success in this role means reporting delivered on time and trusted for accuracy, dashboards that stakeholders actively use, campaigns measured quickly and end-to-end with a clear view of impact, recommendations that lead to action, and a growing share of reporting automated rather than handled manually.

Additional information

This position is based in Doha, Qatar and requires on-site presence. The duration is 12 months and may be extended.

No stipend or salary details were provided in the source information.